REFINANCE YOUR HOME LOAN WITH ACADEMY MORTGAGE

With rates hovering around historic lows, this could be a great opportunity to save.
A refinance may just make sense when…  

  • You want a lower interest rate; OR

  • You want a lower monthly payment; OR

  • You want cash from the equity in your home; OR

  • You want a different loan term

Get Started:

Let us perform a mortgage review to help you explore your options - No strings attached!

Refinance Loan Benefits & Feaures

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Interest rate and monthly payment

- You may be able to get a lower rate. Depending on the length of your loan term, a lower rate may decrease or increase your monthly payment.

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Loan Term & Monthly Payment

– Decreasing the length of the loan term usually results in a lower interest rate but a higher monthly payment. You’ll likely pay off your mortgage sooner because you’re paying more principal each month.

– Increasing the loan term usually results in a lower monthly payment, but the total amount of interest you pay throughout the longer term will typically be more.

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Loan Term & Monthly Payment

– Decreasing the length of the loan term usually results in a lower interest rate but a higher monthly payment. You’ll likely pay off your mortgage sooner because you’re paying more principal each month.

– Increasing the loan term usually results in a lower monthly payment, but the total amount of interest you pay throughout the longer term will typically be more.

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Convert from an Adjustable-Rate Mortgage

- Explore changing from an (ARM) to a Fixed-Rate Mortgage, or get an ARM with better terms.

About Academy Mortgage

At Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. It is our privilege to be a part of such an important milestone in our customers’ lives.

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A Unique Company Culture - Products are products. Rates are rates. Our company culture focused on families, not files, is what sets us apart from banks and other mortgage lenders, and we like it that way. We care about our employees, we care about serving others, and we care about making dreams come true by getting families into homes.

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A People-Centric and Purpose-Driven Mission - Academy’s mission is to be 1st CHOICE in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the families and communities we serve.

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Committed to Our Communities Through Service Initiatives -
We believe  we have a responsibility to give back to families and communities–both at home and abroad–whose needs are great and whose resources are limited. We fulfill this responsibility through partnerships with housing-related nonprofit organizations throughout the country and around the world. 

Academy Mortgage Corporation | Corp NMLS #3113 | Equal Housing Lender